Current Rates
Loan Rates
Rate are accurate as of 00/00/00
Rates Subject to Change Without Notice. APR (Annual Percentage Rate)
| Fixed Rate Mortgage | Term | Rate | APR* |
| Primary Residence | 10 Years 15 Years 20 Years |
4.75% 7.00% 6.25% |
6.006% 6.183% 6.397% |
| Rental Property* | 20 years | 7.25% | 7.403% |
| Commercial* | 15 Years | 6.50% | 6.685% |
| Vacant Land* | 15 Years | 7.75% | 7.943% |
| Construction | 9 months | 7.50% | 7.663% |
| Automobile Loans | Term | Rate | APR* |
| New | 60 Month | 9.50% | 9.50% |
| Used & Demo | 48 Month | 10.00% | 10.00% |
* Loans Secured By Deposit Accounts. Loans against Savings Accounts and Certificates of Deposit
are made at 2% above the deposit interest rate.
Savings Rates
Rate are accurate as of 00/00/00.
Rates Subject to Change Without Notice. APY (Annual Percentage Yield)
| Description | Rate | APY* |
| Option CD (33-month term/$5,000 min.) | 6.00% | 6.14% |
| *3-month CD | 4.50% | 4.58% |
| *6-month CD | 4.75% | 4.81% |
| *1-year CD | 5.25% | 5.35% |
| *2-year CD | 5.35% | 5.46% |
| *3-year CD | 5.50% | 5.61% |
| *5-year CD | 5.60% | 5.72% |
| Home Buyers CD ($100 min.) | 5.50% | 5.61% |
| IRA (18-month term/$100 min.) | 5.35% | 5.46% |
| Money Market $10,000 + | 5.00% | 5.13% |
| Money Market Under $10,000 | 3.75% | 3.82% |
| Passbook Savings | 3.00% | 3.03% |
| Checking Account | 2.75% | 2.79% |
| Money Market Accounts | Amount | Rate | APY* |
| Tier 1 | 2,000 | 1.55 | 1.56 |
| Tier 2 | 10,000 | 0.75 | 0.75 |
| Tier 3 | 25,000 | 2.10 | 2.12 |
| Tier 4 | 50,000 | 2.55 | 2.56 |
*APY refers to Annual Percentage Yield based on simple interest.
*APR refers to Annual Percentage Rate based on simple interest.
